Payment & Insurance
How Treatment Gets Paid For
Cost should never be the reason recovery waits. Six paths to getting treatment covered, plus a 5-minute verification you can run right now.
Ways to Pay
Six Payment Paths
In-Network Insurance
We are in-network with most major NJ commercial plans including Horizon BCBS, Aetna, Cigna, and AmeriHealth. PHP, IOP, and OP are usually covered with a copay or coinsurance.
Out-of-Network Coverage
If your plan is OON, we still bill insurance directly and often work out a single-case agreement. Many clients pay less than expected after deductibles are met.
Self-Pay Options
Transparent flat-rate pricing per level of care if you prefer not to use insurance. Pricing is given up front. No surprises.
Payment Plans
Interest-free monthly plans available for self-pay clients. Spread cost across treatment to keep cash flow manageable.
HSA and FSA
Treatment is HSA/FSA eligible. We can provide documentation for reimbursement and tax purposes.
Sliding Scale
Limited sliding-scale slots reserved for clients with demonstrated financial need. Ask admissions whether a slot is available.
Quick check
Send your insurance card photo or member ID. Our team runs a real-time benefits check and gets back to you with deductible, copay, and prior-authorization requirements, usually within an hour.
Verify Insurance FreeCost shouldn't be the blocker
Tell admissions what your situation is. We will find a path that works.
Call (888) 464-2144